Beaver, it feels like you’re speaking to me today. I have personal debt for items that I don’t treasure or even need. In fact, I’m not sure why I make some of the purchases I do. Which brings me to the 2nd point you made about wanting to get out of bed and go/get to work. I think sometimes I shop just for something to do. Like I said I’m not sure of the reasons for my actions/inaction. ADVICE? It feels to me like the two may go hand in hand.

P.S. If anything I’ve written here seems like a confession to owning or wanting to own this, “I take it back. I take it back. I take it back!”

I Love You – Gail